Bank Transfer Casino Payments

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Online banking is probably the second-easiest way of getting money into your online slots sites account, second only to Visa. By using online banking you are sending money straight to your online slots or casino account without any third party involvement – you simply use the services of the bank with whom you have your account.

Not all online casinos and slots sites will allow you to use online banking to make payments into your account. There is an added layer of complication for them to deal with in order to create such a facility. This is why many online slots sites prefer you to use Visa to make payments directly from your bank, or to use an alternative such as PayPal, Skrill or Neteller.

Most (if not all) banks now have online banking facilities, and indeed online banking has been available in the UK for over two decades now. All UK-based banks have an online banking facility and some banks – such as First Direct – only operate their services online.

Why Use Online Banking at Online Slots Sites?

The biggest reason to use online banking at online slots sites is convenience. As you are playing online at a casino or slots site it makes perfect sense to use online banking to make payments. Also, as you already have a bank account, you will not need to set up a new account with a third party provider such as Skrill or Neteller in order to make your payments. True, you can now ‘automatically’ make payments from your bank account using PayPal, but there is still the need for you to set up a PayPal account in the unlikely circumstances that you don’t already have one.

Setting up a payment can be a tricky affair though. All online banking payments that are not made via a transaction applet like iDeal for example (and such facilities are rare in the UK) need to be made via your bank’s online facility. For a direct online banking payment you will need the account number and sort code of the online casino’s banking facility in order to make the payment. You will also need a transaction ID which is usually some means of identifying you to the online casino in receipt of the payment.

It is difficult for online casinos to automate such payments, which is another reason why many online slot sites and casinos do not offer such facilities … for deposits at least. You may find that even if the online casino at which you are playing does not accept online banking deposits, it may still accept online banking withdrawals. This is because when you make a withdrawal all the manual work is done by yourself, such as filling in your sort code and account number.

Advantages

  • Convenient – use your bank’s existing online payment facilities
  • Secure – your bank’s processes such be heavily encrypted
  • No need to open any kind of third party vendor account

Are there any disadvantages?

  • Not many online casinos will accept online banking payments

Is it easy to use Online Banking at Online Slots Sites?

Deposits

The depositing process when using online banking is not easy, as you will require details of an account to which to transfer funds. Most online casinos will use third-party payment facilities in order to process payments, and the details of the accounts to which payments are made are not readily shared. You may even have to contact the online casino and slots sites directly to find out whether they will accept online banking payments at all. If the details of their online payments acceptance willingness is not on the casino’s site, then it is safe to say they do not accept payments via online banking.

If they do you will need to transfer the payment from your bank using the details requested – account number, sort code and transaction ID. You may also need the casino’s BIC and IBAN codes, just to add to the complication.

Withdrawals

Withdrawing via online banking (if allowed) is much easier than depositing as you only need to supply your details. Your account number and sort code should be enough, and you can supply your own transaction and reference ID. Some online slots and casino sites may ask you to supply your IBAN and BIC code too or as an alternative, but these details should be easy to find via your bank’s online banking facilities.

Fees

There should be no fees involved in processing deposits or withdrawals to and from online slots sites. Some sites will charge for withdrawals, but you will find they charge for ALL withdrawal methods, not just online banking. Better casinos do not make any charges for making online banking payments.

FAQs

Q. Why do so few online casinos accept online banking payments?

A. Because of the added layers of complication. There are much easier payment method facilities that online casinos and slots sites can use, and most choose to do so.

Q. What if my bank doesn’t have an online banking facility?

A. Then we would have to ask why you have an account with them. All banks in the UK have online banking facilities. If you bank generally doesn’t offer online banking, then you seriously need to consider switching your account(s) to a different bank.

Q. You mention IBAN and BIC above? What are they?

A. Every bank account in the world has a unique number – this is the International Bank Account Number (IBAN). Also, every bank has a unique code – Bank Identification Code (BIC). These number uniquely identify your account, and your bank.

Bottom Line

Although people in the UK enjoy all the freedom of online banking, they seldom use online banking to make payments beyond direct debits, preferring ‘third party’ facilitators like PayPal. People in continental Europe have been enjoying the easy facility of using online banking to make online casino payments but this is not something that has caught on at all in the UK. Perhaps that attitude will change, but it’s perhaps not wise to hold your breath while you wait!

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