Credit card casinos are widely available around the world and are extremely popular with many players. Here, we are giving you more information on how to use a credit card to fund your account, fees attached and the pros and cons of using this payment method.
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How to use a Credit Card to fund your online slots account?
Playing at a credit card casino is very easy and you can use this payment method to quickly deposit cash into your account to get started playing your favourite games. Here is how you can use a credit card to fund your account.
The first step is to sign in to the online casino of your choice. The vast majority of online casinos accept credit cards and it should not be a problem to use one, but it is worth double checking this first before signing up. You can then visit the page where you deposit cash and when prompted for your payment method, you can choose a credit card, or debit card if that is what you prefer. Enter how much money you want to deposit into your online casino account, along with the details on your bank card. This is very similar to how you would buy anything else online and you will normally be asked for your card number, security code, expiry date and your billing address.
You can then confirm that you want this transaction to go ahead and the great thing about bank cards is that this should be approved instantly. Check your online casino account and you will find your money sitting there, ready for you to play.
The difference between credit and debit cards
When you play at an online casino, you may not know it, but there is a difference between funding your account with a debit card and funding it with a credit card.
When you use a credit card to make deposits at an online casino, you are not using real cash. It is essentially a short term loan given by your bank and at the end of the billing cycle you will get your statements of how much you have to pay back and, if there is any, interest that has to be paid on top. It is extremely important that when using a credit card online to fund your gambling that you are responsible and do not spend more than you can afford to lose, otherwise you could end in serious debt.
When using a debit card, you are spending money that is coming directly out of your bank account and you can see it being transferred out in real time. With this form of depositing, you cannot spend money that you do not have, but credit cards are usually preferred more as they come with more security protection for players.
Pros and cons of using a Credit Card
- With a credit card, the depositing limit is usually a lot higher than other payment methods
- It is accepted at the majority of online casinos
- You can get more protection using a credit card than a debit card
- Deposits can be made very fast
- It is a very secure way to transfer your money
- It is easy and simple to use
- You can also make withdrawals
- There is no third party or middle man involved in your transaction
- Credit cards are great at protecting your money but can put your more at risk for identity fraud
- It is not as easy to take control of your money being spent
- You could be hit with interest rates if you do not pay off your credit bills
How does it measure up?
Credit cards are a great option for the majority of players out there as they are easy to use, make instant deposits and are very secure. If you are worried about security with a credit card, there really is no need to be, but you may still prefer to use an e-wallet which provides extra layers of security that a credit card does not.
Credit cards are also great for those who want to minimise fees as much as they can and want their deposits to be made available to them instantly. However, for those who want faster withdrawals, this may not be the right option for you and you might be better choosing an e-wallet service instead like Neteller.
Finally, if you love online gambling but like to be in control of your money, a debit card, bank transfer or e-wallet may be a better option rather than a credit card. Using these other options will ensure you do not fall into debt.
|If you need very high depositing limits, credit cards beat most other payment methods||Players who do not want to sign up for an e-wallet or involve any third parties in the transaction will like using credit cards at online casinos|
|Most online casinos accept credit cards. If you are struggling to find a payment method that you recognise, opting for credit card deposits is always simple and easy to use||Players who want to maximise their protection when depositing cash will like using credit cards. They are extremely safe and secure and offer more protection than using a debit card|
Credit Card FAQs
Still have more questions about playing at credit card or debit card casinos? Below are the answers to some of the most popular questions about this payment method.
How safe is this payment method?
Your credit card transactions at online casinos are very safe and protected. Always make sure that you are playing at a casino using the latest 128-bit SSL technology as this is what allows for secure transactions to be made. When using a credit card, what is also great is that they have a zero liability guarantee which means you are not going to be held accountable for any unauthorised transactions placed on your card, making them even safer.
What Bank Cards Are Accepted?
The majority of credit and debit cards are okay to be used at UK slot sites. Bank debit cards, Maestro, Visa, Mastercard and American Express are all widely accepted, which is what most players will be using anyway.
Are there any commission fees?
Sometimes, when you fund your online casino account using a credit card there will be some small fees attached. However, this is not always the case and it largely comes down to the site that you are playing at. There are lots of casinos that will waiver these fees, or even waiver them, for example, with your first deposit to their site. Debit cards do not usually encounter any fees at all and are a great choice for those who want to minimise their online gambling fees as much as they possibly can.
Before making your first deposit with an online casino, check what their commission fees are for using a credit card and also check with your credit card provider as no one wants to be hit with unexpected fees.
How long do withdrawals and deposits take?
Many players choose credit cards as their preferred payment option at online casinos because of the quickness of deposits. Deposits made using a credit or debit card are made instantly and you can start playing amazing slot games right away. However, when making withdrawals using this payment method you may have to wait several business days for it to process and be available in your bank account.
What are the minimum and maximum amounts I can deposit through it?
To check the minimum and maximum amounts that you can deposit using your credit card, you will have to contact your credit card provider and the policy of your online casino. However, we cannot see any player having issues with depositing limits when using a credit card as they are typically the highest around which will appeal massively to high rolling players.
If I deposit with this payment method, do I have to use it for withdrawals as well?
You can make withdrawals as well as deposits with your credit card, however, they are not the fastest way to have your money transferred into your bank account. Credit cards are a withdrawal method that is available at almost every online casino but they do come with a waiting period attached. Minimum withdrawal processing usually takes at least one to three working days and this could even rise up to two weeks of waiting with some local banks. It all depends on how fast they can process the transaction how quickly it ends up in your bank account. E-wallets are usually a faster way to withdraw your cash from an online casino.