Giropay Casino Payments

Giropay is an online banking payment method that is widely used in Germany and Austria. Here, we are taking a look at the pros and cons of this payment method, how safe it is, and how to use it to fund your online casino account.

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Who is Giropay? 

Giropay was launched back in 2006 as a direct online banking system in Germany. The service currently serves roughly 17 million customers and is processed through online banking accounts of over 1500 banks in both Germany and Austria. With more than one million payments per month being processed by Giropay, it is a payment option force to be reckoned with at online casinos. 

How to use Giropay to fund your online slots account?

Playing at a Giropay casino is easy and making a deposit into your online banking account is very straightforward. All you need to do is when making a deposit using Giropay, choose this as your payment method and the bank where your online bank account is located. There is no need to sign up for an additional account to use this payment method. You will then be redirected to the bank account login page where you will be presented with details of the transaction that you are making. If you are unsure of whether or not your bank is eligible for Giropay payments, you can visit their website and use the bank lookup feature to see if it is in their database. 

This is where you can enter your account number and the pin code that is associated with it. The bank then sends a TAN-code, which is a Transaction Authentication Number which you can use to confirm the payment that you are making. For smaller depositing amounts of less than 30 euros you will not need to be issued with a TAN code. 

Your bank will authorise the payment and send this money to your online casino account instantly. You are then redirected back to the online casino where you will receive a confirmation of the payment made and you can get started playing a range of amazing slot games!


Pros and cons of Giropay


  • Giropay is completely safe and secure to use
  • Your payments will be carried out instantly and there should be no delays when making a deposit into your online casino account
  • You simply get to use your internet banking account and there is no need no register with any third parties
  • When you make a deposit with Giropay, you will not have any sensitive data exchanged with the online casino


  • Giropay is not available for players in the United Kingdom as it is only available for those residing in Germany and Austria
  • There is transaction fee when making payments and this differs depending on who your online bank account is with.

How does it measure up?

Giropay measures up well compared to its competitors and what makes it unique is that there is no need to sign up for an e-wallet as you will be taken directly to the banking interface to complete your transaction there which makes the whole process run a lot more smoothly. Being able to do this also means that you do not have to hand over any sensitive data to the online casino that you are playing at, meaning there can be no miss use of your personal details by a third party. If you are impatient and want to play your favourite games as quickly as possible, this is another good payment method option for you as transactions are carried out instantly allowing you to get started playing a range of games at your Giropay casino. 

One of the biggest downfalls for Giropay is that it is only available at the moment for players in Germany and Austria. We have heard, however, that due to its incredible popularity this is something that they are looking at and that they would like to expand more into the European markets to offer this service. For UK players, there may be a time in the near future where this is a credible payment option for you when playing at an online casino. 

You may also be concerned about the fees associated with Giropay, but there really is not much need to worry. While there are fees to use this payment service, the fees are very small and this is especially true in comparison to some of the other payment methods available at online casinos now such as Entropay and Paysafecard. You need to be more careful in regards to the fees that are charged by the online casinos, rather than by Giropay. 

Giropay is the second most popular payment service in Germany which shows, in itself, how much players love and use this online payment service. Its biggest competitor is another payment method that you will most likely have heard of called Sofort. As we previously mentioned, Giropay carries out around 1 million transactions per month, but is only active in Germany and Austria. Sofort, on the other hand, process around double the number of transactions, but the main difference here is that Sofort is available in 10 countries around Europe compared to Giropay’s 2. You can see from these figures that Giropay is massively popular in the countries which it operates and hopefully we will see in it the United Kingdom soon. 

Giropay is a great option for German and Austrian players   This is a payment method that we will hopefully see expanding over Europe soon 
It has low commission fees compared to other payment services, such as the previously popular Entropay  Giropay is extremely safe and secure, using both PIN and TAN codes to ensure all your transactions are legitimate
It can be used when playing on mobile devices to top up your online casino account   You are not required to give your banking details to the online casino that you are playing at and you can make withdrawals so there is no need to look for another payment option

Giropay FAQs

We have answered some of the most frequently asked questions that we hear from our players about playing at Giropay casinos. 

How safe is this payment method?

Using Giropay to make online transactions is completely secure and there are a number of safety features in place to ensure that all your monetary transactions are safe. With the addition of the TAN code and the PIN code in order to make any sort of transaction, your money will be secure. 

Can I use Giropay on mobile?

Giropay is not just available to use on desktop and laptops, but also on mobile devices too. You can deposit into your online casino account on the go with Giropay and enjoy spinning the reel of your favourite slot games anytime, anywhere. 

Are there any commission fees?

There are commission fees for transactions used with Giropay and how much you are charged exactly usually depends on the amount that is being transferred. For the most part, fees sit at between 0.9% and 1.2%, plus you also have to remember that there is a small processing fee to consider too. Furthermore, do not forget that many online casinos will add their own processing fees on top too, so double check this with the online casino that you are playing at so you know exactly how much it is that you are going to be paying out in fees. 

How long do withdrawals and deposits take?

What’s great about using Giropay is that deposits and withdrawals are available instantly. You can withdraw your winnings from your Giropay account and find them instantly transferred into your personal banking account.

What are the minimum and maximum amounts I can deposit through it?

The minimum and maximum amounts that you can deposit through Giropay is decided by the online casino that you are playing at, but Giropay does allow payments of up to 5000 euros to be made. As this is a German and Austrian based payment method, the currency is in euros. 

If I deposit with this payment method, do I have to use it for withdrawals as well?

You do not have to use this payment method to make a withdrawal from your online casino account but the option is there is if you want it. To withdraw funds from your casino account using Giropay, you can follow the same process that you went through to deposit the cash in your casino account previously. The amount that you request to be withdrawn from your online casino account can usually be found instantly in your bank account.