InstaDebit Casino Payments

InstaDebit is an online payments system that is most frequently used by online casino players in Canada. Its main rival is Interac, but unlike Interac InstaDebit is an online payments system as opposed to an eWallet. You can fund payments instantly from your bank account without needing to maintain a balance in an InstaDebit account.

There are hundreds of merchants in Canada and around the rest of the world that allow payments via InstaDebit, and that includes Facebook. There are also a decent number of online casinos on the internet where InstaDebit payments can be made, although as a payments system it is not as popular as – for example – debit cards, credit cards or eWallets such as PayPal, Skrill or Neteller.

InstaDebit is similar to many other online payment systems used in other countries, although it is not as popular in Canada as say, the identical system Sofort is in Germany. InstaDebit has been around since 2004 and is available in both US and Canadian dollars.

Why Use InstaDebit at Online Slots Sites?

If you are an online casino player in Canada then you will probably understand that it can be difficult to get money into your online casino account. Online gambling is not illegal in Canada, but many banks and other financial institutions are not all that willing for you to allow their services to be used at any kind of online gambling account. If you are a casino player that wishes to gamble responsibility with your own money, then you will need a way of getting money into your account.

InstaDebit is one way of getting money into an online casino account and is one that is safe and secure. You do not have to concern yourself about online security as InstaDebit uses what is known as a ‘payment method mask’ which involves a security socker layer, or SSL for short. You don’t really have to worry about this terminology – it means that before a transaction is made across the internet, both parties will certify that they are who they say they are. It is virtually impossible to forge an SSL certificate, meaning that only legitimate transfers are permitted.


  • Completely and utterly secure
  • Pay straight from your bank account – no need to move money around
  • Quick and convenient, payments are completed in an instant

Are there any disadvantages?

  • Currently only available to people in Canada
  • Only available via certain banks

Is it easy to use InstaDebit at Online Slots Sites?


First up, to deposit to an online slots site using InstaDebit, you will need to make sure that you have an online banking-enabled bank account with one of the banks attached via the InstaDebit scheme. If you are unsure, you can check on the InstaDebit website.

Unlike other such payment systems you will need an InstaDebit account. This can only be considered a good thing as it adds one extra layer of protection. When it comes to making a deposit, you will need to select InstaDebit as your payment choice as well as the amount you wish to deposit. Once you have okayed this you will be shown an applet that’s a mini version of the InstaDebit website. Sign in to your InstaDebit account and approve the transfer.

As part of the InstaDebit sign up process you will have attached your bank account to your InstaDebit account. Once you have approved your InstaDebit deposit, the InstaDebit system will transfer the funds from your bank account to the online casino at which you are making a deposit. This process should be completed virtually instantly.


Not all online casinos will accept withdrawals via InstaDebit, but InstaDebit is unusual as a service as unlike similar services as it can process payments back into your bank account, but only with your approval. If you request a withdrawal then the money will be transferred to your InstaDebit account, but not your bank account. You can then use the money in your InstaDebit account to fund purchases, or you can withdraw the money back to your bank account. Note that if you choose the second option then the process will be instant, although the online casino may take between three and five days to process the withdrawal.

Note that with your InstaDebit account you can check all your credit and debit transactions online.


Using InstaDebit does incur fees, unfortunately. For every InstaDebit deposit that you make, you will be charged CA$1.95 by InstaDebit, but not by the online casino (who should not make any charges for depositing). There are no fees if you use your InstaDebit balance.

If you make a withdrawal then there should be no fees. You will though be charged CA$2.00 if you wish to withdraw from your InstaDebit account to your bank account.


Q. Can I use any bank account with InstaDebit?

A. You should be able to use any bank account with InstaDebit as long as it is a Canadian bank. Unlike other services the InstaDebit site does not have a list of accepted banks, so we have to assume that it’s a bespoke acceptance – i.e. you will have to see at the time whether your bank is accepted.

Q. What currencies can I use with InstaDebit?

A. US dollars and Canadian dollars.

Q. How do I get help with InstaDebit?

A. InstaDebit has its own live support line, so head to the InstaDebit site if you become stuck.

Q. Can I have more than one bank account attached to my InstaDebit account?

A. Nope!

Bottom Line

There are several services just like InstaDebit available in different countries all over the internet, but InstaDebit does seem to go that extra yard. While not strictly an eWallet, you can run your InstaDebit account like an eWallet should you choose.

Not all is perfect, though. Those fees are a little too high and you are restricted in only having one bank account tied to your InstaDebit account. If you are in Canada and need to get money into any online wagering account, then InstaDebit is ideal for you.

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